The aim of the proposed new scheme is to provide the benefits that injured road users need, when they need it, rather than having to sue an insurance company and negotiate for an uncertain settlement.

Currently a person injured in a motor vehicle accident can wait between three and five years for their claim to be resolved, meaning injured people can be left without any income support or access to treatment for significant periods of time. The proposed reforms will improve health outcomes by encouraging the faster resolution of claims and providing earlier access to funds for medical treatment and income support for all injured people.

The new Scheme will also ensure that a higher proportion of premium funds go towards supporting injured people, particularly those with more serious injuries. People who are more seriously injured will still be able to claim lump sum compensation where another driver is at fault, including payment for pain and suffering and ongoing medical and attendant care costs.

Road users in regional areas will also benefit from the expansion of Scheme coverage to provide defined benefits to all people injured in motor vehicle accidents, regardless of fault. This means that motorists injured in single vehicle accidents, for example, and who are unable to prove fault on someone else's part, will receive the support they need to recover.

The reforms will simplify the claims process and significantly reduce scheme costs, including insurer expenses and profit, legal fees and administration, meaning the majority of motorists, including those in regional areas, can also expect to see a significant reduction in their Green Slip premium in the new scheme.